KreditList-Pilih PinjamanCepat

KreditList-Pilih PinjamanCepat is a Finance app that presents itself as an online loan marketplace. Its description focuses on three points: the loan amounts and terms available, a stated maximum annual percentage rate, and a simple application process that begins with a mobile number login. The details below summarize what the source describes, without independent verification of the app's terms.

Loan limits and repayment periods

The app's central function is letting users choose a loan within a stated range. According to the description, loan limits run from IDR 2,000,000 to IDR 20,000,000, and loan periods run from 91 to 365 days. The description presents this range as flexibility for smaller or larger borrowing needs, and it asks users to select both the loan amount and the payment period that fit their situation.

Interest rate and fee information

The description states a maximum APR of 36% per annum. It also says there are no additional fees. These are the app's stated terms, and the source does not provide a fee schedule or further breakdown. Because the description itself advises users to read the terms and conditions before applying, those documents are the place to confirm the details of any specific loan.

Registration and supervision

The description says KreditList is registered and supervised by the OJK, the Financial Services Authority. It presents this as a basis for trust in the platform and for the security of personal and financial information. The source makes these statements itself and does not include supporting documentation within the listing.

How applications are described

The app is described as available on the Google Play Store. The stated steps are to log in with a mobile number, select the desired loan amount and payment period, and submit the application for review. The description says this process can lead to fast loan application approval, but it does not specify approval timeframes or eligibility criteria.

Guidance from the listing

The description includes three user tips: compare available loan products, read the terms and conditions carefully, and borrow only the amount that can be repaid. These tips come from the listing and are useful for any borrower reviewing a loan marketplace.