myFICO: FICO Credit Check

myFICO: FICO Credit Check provides access to FICO Scores and credit reports so users can review information about their credit profile. The app includes score versions used in mortgage, auto, and credit card lending, giving users several lending-related views of their scores.

Scores and reports from three bureaus

The app presents FICO Scores and credit reports from Experian, TransUnion, and Equifax side by side. Reviewing these bureau reports together lets users compare the information shown across the three sources. The app also offers insights into how credit history affects FICO Scores, including factors that influence them and information about improving credit standing.

Explore possible score changes

A FICO Score Simulator lets users explore how different actions could affect their scores by looking at possible scenarios. It is intended to help users understand potential impacts; the description does not present simulated results as a guaranteed prediction of future scores.

Monitoring and learning resources

Credit and identity monitoring alerts notify users on their Android device about changes to their credit profile and possible suspicious activity. The app also includes videos and other educational content about credit, FICO Scores, credit management, and score-improvement strategies. Together, these tools support reviewing a credit profile, learning about the factors behind a score, and keeping up with reported changes.

Feature availability

Certain app features are available only with eligible myFICO subscriptions. The description does not specify which features require a subscription, so access to particular tools may depend on the subscription.