Credit Card, Invest & Bills

Credit Card, Invest & Bills is a finance application for handling selected payments, credit-card transfers, credit information, shopping offers, and investment activity in one place. It is presented as a way to move money from a credit card to a bank account for expenses such as rent and education fees, while also supporting other household and business payments.

Credit card transfers and payments

The app can transfer rent money directly to a landlord’s bank account, avoiding the need to withdraw cash from a credit card first. It also supports tuition-fee payments by transferring the amount to a bank account or UPI. The supplied details specify a flat 1% fee for this tuition-fee transfer. GST payments are supported through GST challan creation and payment with a credit card.

Bills, recharges, and shopping offers

Users can pay bills, recharge mobile services, and recharge DTH services from the same application. The source also mentions prepaid recharge and bill-payment cashback offers, although the availability and value of individual offers may vary. An online-shopping section provides offers, discounts, and cashback for sites including Myntra, Swiggy, and Tata Cliq.

Credit analysis and investing

A credit-score analysis feature helps users review factors associated with their score, including payment history and credit-account age. The app also provides access to P2P lending investments through LendBox. The supplied material describes this option as offering a flat 10% per annum, which is a stated investment return and not a guarantee of performance.